Both options offer exposure to the precious metal, but the premiums, liquidity and collecting value can differ.

Silver just hit a new record high, but the spot price isn't what you'll pay for silver bars in the current market.

Silver's spot price is just the starting point. Premiums, dealer fees and the product form all impact cost.

Gold has reached new all-time highs, and the gold-to-silver ratio now exceeds 90:1. The Silver Institute forecasts industrial silver demand to remain buoyed by growing industrial need in the coming ...