What might seem like a money-saving move often backfires.

Insurance keeps you covered when accidents or emergencies happen. However, there’s often a cap on how much coverage your insurance policy will provide. When that runs out it’s up to you and your ...

A commercial umbrella insurance policy can give your business more coverage for less money. Learn if you need umbrella insurance and how to shop for it.

An umbrella insurance policy sits on top of your underlying insurance policies. In covered situations, when the limits on the underlying policies are exhausted, your umbrella insurance policy will ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...