Use these actuarial tables to value annuities, life estates, remainders and reversions. For examples on how to use the tables, refer to IRS publications listed.

Jun 13, 2025 · In general, you must take your first RMD by April 1 of the year after you reach RMD age (though, there are some exceptions, as we'll see below). For every year after that, …

Dec 16, 2025 · The table below is the Uniform Lifetime Table, the most commonly used of three life-expectancy charts that help retirement account holders figure their mandatory distributions.

This table generally applies for distribution calendar years beginning on or after January 1, 2022. However, transition rules under the regulations may apply to certain beneficiaries when the …

Compare IRS Required Minimum Distribution (RMD) tables: Single Life Table (for inherited IRAs), Uniform Lifetime Table (standard RMDs), and Joint Life Table (for spouses ≥10 years younger).

Use to calculate Required Minimum Distributions from IRAs and qualified plans during owner’s life. If owner has spousal beneficiary more than 10 years younger, instead use Joint Life Table …

Jan 1, 2026 · Our estimates are based on past market performance, and past performance is not a guarantee of future performance. We believe everyone should be able to make financial …