What is mortgage prequalification? Prequalifying for a mortgage is the first step in getting a loan. When you apply to prequalify, the lender will ask for some basic information about your finances, including …

Feb 17, 2023 · Mortgage pre-qualification is an optional step home buyers can take to receive a loan estimate to aid them in their search for a home.

Jul 17, 2025 · What is mortgage prequalification? Mortgage prequalification is a mortgage lender’s estimate of how much house you can afford based mostly on your self-reported financial information.

Dec 22, 2025 · Learn how to get prequalified for a mortgage in 5 simple steps and why it's an easy and fast way to get an idea of your home purchase budget.

May 20, 2024 · Visit our Mortgage Resource Center or contact one of our mortgage lenders today with questions or to start your home-buying journey. When you’re ready to apply, our online application …

Mortgage pre-qualification is an informal estimate of how much money you can borrow for a home loan. It usually takes just one to three days and can be done online or over the phone.

Oct 27, 2022 · A mortgage pre-approval doesn’t guarantee a loan, but rather lets you know if you’d qualify for a loan based on the information you provide at the time of application.

Jul 28, 2025 · Mortgage prequalification helps you better understand your home loan options. Learn how it's different from preapproval, how to get prequalified, and more.

Mortgage pre-qualification is an early step in the home buying process to show you're working with a lender and are ready to buy. Speak with a lender to get pre-qualified for a home loan in minutes.

Get a clearer picture of your finances Find out if you pre-qualify for a home loan in as little as 5 minutes.* Pre-qualification will not impact your credit score.